Who seeks shall find.
By failing to prepare, you are preparing to fail.
After a storm comes a calm.
It's always too early to quit.
Things do not happen. Things are made to happen.
What you do today can improve all your tomorrows.
The most effective way to do it, is to do it.
Expect problems and eat them for breakfast.
Always desire to learn something useful.
If you can dream it, you can do it.
In 1963 and later papers, I pointed out that the special market characteristics of medical care and medical insurance could be explained by reference to differences in information among the parties involved.