Only the educated are free.
The most effective way to do it, is to do it.
Begin to be now what you will be hereafter.
By failing to prepare, you are preparing to fail.
Either you run the day or the day runs you.
Know or listen to those who know.
Things do not happen. Things are made to happen.
Without hard work, nothing grows but weeds.
Problems are not stop signs, they are guidelines.
I can, therefore I am.
In 1963 and later papers, I pointed out that the special market characteristics of medical care and medical insurance could be explained by reference to differences in information among the parties involved.