What you do today can improve all your tomorrows.
Expect problems and eat them for breakfast.
If you can dream it, you can do it.
The most effective way to do it, is to do it.
The wise does at once what the fool does at last.
Problems are not stop signs, they are guidelines.
If you're going through hell, keep going.
The secret of getting ahead is getting started.
Be gentle to all and stern with yourself.
Wherever you are - be all there.
In 1963 and later papers, I pointed out that the special market characteristics of medical care and medical insurance could be explained by reference to differences in information among the parties involved.