It's always too early to quit.
Who seeks shall find.
Be gentle to all and stern with yourself.
Begin to be now what you will be hereafter.
Never complain and never explain.
Know or listen to those who know.
The dog that trots about finds a bone.
Things do not happen. Things are made to happen.
Expect problems and eat them for breakfast.
What you do today can improve all your tomorrows.
In 1963 and later papers, I pointed out that the special market characteristics of medical care and medical insurance could be explained by reference to differences in information among the parties involved.