What you do today can improve all your tomorrows.
Always desire to learn something useful.
Begin to be now what you will be hereafter.
By failing to prepare, you are preparing to fail.
If you've got a talent, protect it.
Without hard work, nothing grows but weeds.
Only the educated are free.
You never know what motivates you.
Problems are not stop signs, they are guidelines.
The dog that trots about finds a bone.
In 1963 and later papers, I pointed out that the special market characteristics of medical care and medical insurance could be explained by reference to differences in information among the parties involved.