The most effective way to do it, is to do it.
Be kind whenever possible. It is always possible.
You never know what motivates you.
Only the educated are free.
Without hard work, nothing grows but weeds.
Always desire to learn something useful.
Know or listen to those who know.
After a storm comes a calm.
What you do today can improve all your tomorrows.
Well done is better than well said.
As a novelist, I tell stories and people give me money. Then financial planners tell me stories and I give them money.