By failing to prepare, you are preparing to fail.
Without hard work, nothing grows but weeds.
The most effective way to do it, is to do it.
You never know what motivates you.
Well done is better than well said.
What you do today can improve all your tomorrows.
Problems are not stop signs, they are guidelines.
Expect problems and eat them for breakfast.
Who seeks shall find.
The wise does at once what the fool does at last.
As a novelist, I tell stories and people give me money. Then financial planners tell me stories and I give them money.