Problems are not stop signs, they are guidelines.
After a storm comes a calm.
Leap, and the net will appear.
The secret of getting ahead is getting started.
Things do not happen. Things are made to happen.
If you're going through hell, keep going.
It's always too early to quit.
Know or listen to those who know.
Quality is not an act, it is a habit.
Be kind whenever possible. It is always possible.
You can design a mortgage system that is different without a Fannie and Freddie, but there are principles you have to have, to have a good system.