By failing to prepare, you are preparing to fail.
You never know what motivates you.
Quality is not an act, it is a habit.
It's always too early to quit.
The dog that trots about finds a bone.
Leap, and the net will appear.
Well done is better than well said.
The secret of getting ahead is getting started.
If you're going through hell, keep going.
Never complain and never explain.
You can design a mortgage system that is different without a Fannie and Freddie, but there are principles you have to have, to have a good system.