If you're going through hell, keep going.
After a storm comes a calm.
Without hard work, nothing grows but weeds.
If you think you can do it, you can.
The most effective way to do it, is to do it.
Problems are not stop signs, they are guidelines.
Go for it now. The future is promised to no one.
Never complain and never explain.
Always desire to learn something useful.
Quality is not an act, it is a habit.
You can design a mortgage system that is different without a Fannie and Freddie, but there are principles you have to have, to have a good system.