Expect problems and eat them for breakfast.
The secret of getting ahead is getting started.
If you think you can do it, you can.
After a storm comes a calm.
Go for it now. The future is promised to no one.
Never complain and never explain.
Problems are not stop signs, they are guidelines.
Be gentle to all and stern with yourself.
Leap, and the net will appear.
It's always too early to quit.
You can design a mortgage system that is different without a Fannie and Freddie, but there are principles you have to have, to have a good system.