Problems are not stop signs, they are guidelines.
After a storm comes a calm.
Quality is not an act, it is a habit.
You never know what motivates you.
Well done is better than well said.
By failing to prepare, you are preparing to fail.
Never complain and never explain.
To know oneself, one should assert oneself.
The dog that trots about finds a bone.
The most effective way to do it, is to do it.
You can design a mortgage system that is different without a Fannie and Freddie, but there are principles you have to have, to have a good system.