If you can dream it, you can do it.
By failing to prepare, you are preparing to fail.
Things do not happen. Things are made to happen.
Quality is not an act, it is a habit.
Begin to be now what you will be hereafter.
The wise does at once what the fool does at last.
To be a good loser is to learn how to win.
If you think you can do it, you can.
Never complain and never explain.
Problems are not stop signs, they are guidelines.
You can design a mortgage system that is different without a Fannie and Freddie, but there are principles you have to have, to have a good system.