Expect problems and eat them for breakfast.
Quality is not an act, it is a habit.
It's always too early to quit.
To be a good loser is to learn how to win.
If you think you can do it, you can.
Only the educated are free.
I can, therefore I am.
Who seeks shall find.
By failing to prepare, you are preparing to fail.
What you do today can improve all your tomorrows.
You can design a mortgage system that is different without a Fannie and Freddie, but there are principles you have to have, to have a good system.