Be gentle to all and stern with yourself.
Always desire to learn something useful.
Leap, and the net will appear.
Things do not happen. Things are made to happen.
It's always too early to quit.
The secret of getting ahead is getting started.
Who seeks shall find.
Begin to be now what you will be hereafter.
By failing to prepare, you are preparing to fail.
Be thine own palace, or the world's thy jail.
I'm a big advocate of financial intelligence.