Be gentle to all and stern with yourself.
By failing to prepare, you are preparing to fail.
Be kind whenever possible. It is always possible.
Do not weep do not wax indignant. Understand.
Know or listen to those who know.
Expect problems and eat them for breakfast.
It's always too early to quit.
After a storm comes a calm.
Leap, and the net will appear.
Be thine own palace, or the world's thy jail.
I'm a big advocate of financial intelligence.