Problems are not stop signs, they are guidelines.
Things do not happen. Things are made to happen.
The wise does at once what the fool does at last.
By failing to prepare, you are preparing to fail.
Quality is not an act, it is a habit.
The secret of getting ahead is getting started.
To know oneself, one should assert oneself.
You never know what motivates you.
If you think you can do it, you can.
Begin to be now what you will be hereafter.
President Obama has basically avoided or not done any attempt to intervene in any positive way in the housing market. I think in the financial crisis that's been a shame.