The most effective way to do it, is to do it.
The dog that trots about finds a bone.
Never complain and never explain.
Either you run the day or the day runs you.
If you've got a talent, protect it.
Without hard work, nothing grows but weeds.
Go for it now. The future is promised to no one.
Do not weep do not wax indignant. Understand.
Expect problems and eat them for breakfast.
Who seeks shall find.
I never had the high-paying job or the company car. It took me over a decade to pay off my student loans. I never had to worry about where to dock my yacht to reduce my taxes.