The most effective way to do it, is to do it.
Begin to be now what you will be hereafter.
Who seeks shall find.
Be thine own palace, or the world's thy jail.
Go for it now. The future is promised to no one.
If you can dream it, you can do it.
Leap, and the net will appear.
The secret of getting ahead is getting started.
Either you run the day or the day runs you.
Always desire to learn something useful.
After a lifetime of working, raising families, and contributing to the success of this nation in countless other ways, senior citizens deserve to retire with dignity.