Expect problems and eat them for breakfast.
The wise does at once what the fool does at last.
Without hard work, nothing grows but weeds.
If you think you can do it, you can.
By failing to prepare, you are preparing to fail.
Things do not happen. Things are made to happen.
The most effective way to do it, is to do it.
You never know what motivates you.
Go for it now. The future is promised to no one.
If you've got a talent, protect it.
After a lifetime of working, raising families, and contributing to the success of this nation in countless other ways, senior citizens deserve to retire with dignity.