The most effective way to do it, is to do it.
By failing to prepare, you are preparing to fail.
The dog that trots about finds a bone.
After a storm comes a calm.
Only the educated are free.
To know oneself, one should assert oneself.
If you think you can do it, you can.
Leap, and the net will appear.
Without hard work, nothing grows but weeds.
Be thine own palace, or the world's thy jail.
Rounding to the nearest cent is sufficiently accurate for practical purposes.