After a storm comes a calm.
Go for it now. The future is promised to no one.
If you've got a talent, protect it.
Do not weep do not wax indignant. Understand.
Begin to be now what you will be hereafter.
Problems are not stop signs, they are guidelines.
If you think you can do it, you can.
Wherever you are - be all there.
The secret of getting ahead is getting started.
Be gentle to all and stern with yourself.
You can design a mortgage system that is different without a Fannie and Freddie, but there are principles you have to have, to have a good system.